Hello Reader, Happy Sunday! Welcome to March! Q1 is almost gone, and I hope all your financial plans are going well. Most people think credit card debt is just about high interest and minimum payments. Wrong. You’re not just paying off debt—you’re losing your future home. Why Your Credit Card Debt Is Costing You a House Let’s say you’re carrying $10,000 in credit card debt at 20% interest. If you make only the minimum payments, you’ll be stuck paying for decades and shell out over $20,000 in...
about 2 months ago • 2 min read
Hello Reader, Happy Sunday! The holiday season is about to start. What are your plans like? What we should be planning and investing for daily is ETFs. ETFs have transformed investing, and they’re a popular choice for their flexibility, low fees, and ease of use. I got a question on Threads yesterday and thought why not do a newsletter about it. For many investors ETFs, are perfect for a long-term strategy—especially those aiming for financial independence or following the 4% rule in...
6 months ago • 3 min read
Hello Reader, Happy Sunday! I hope you are having an amazing fall weekend. Employer benefits are often the unsung heroes of your financial strategy. Many employees overlook these valuable perks, leaving money and opportunities behind. Today, we’ll break down how you can make the most of the benefits your employer offers, from retirement savings to health and wellness programs. Whether you’re just starting out or nearing retirement, there’s something here for everyone. 1. Maximize Your...
7 months ago • 3 min read
Hello Reader, Happy Father's Day! Today you have your kid's attention. Please make the most of it. What better way than to teach them a simple finance concept that will change their life in the future? Compounding! Teaching your kids about compound investing not only helps them understand money management but also sets them up for long-term financial success. Here's why it's essential to introduce your children to this powerful financial concept early on. The Basics of Compound Investing...
10 months ago • 3 min read
Hello Reader, Warm Sunday wishes! With the time change do not forget to take care of yourself. Rest, recharge, and most importantly stay safe On to the topic of the week Let's start off with a quote. It is a long one but a very important one. I don't think human nature deals very well with the patience and strong stomach investing requires. We're wired for fight or flight. Look at the chart of the S&P 500 over 40 years, and you see an endless series of jagged peaks and valleys. Each of those...
about 1 year ago • 2 min read
